Pennsylvania Courts Have Now Defined Motor Vehicles To Include “Dirt Bikes”
In April 2008 the Pennsylvania Superior Court permitted a couple that were injured while operating their automobile which was negligently struck by an uninsured and unregistered dirt bike to seek uninsured motorist benefits under their own policy. The defendant Erie Insurance Company argued that they were prevented from seeking those benefits because the dirt bike should be considered as excluded under its policy since dirt bikes fell within its definition of off road recreational vehicles.
The Pennsylvania Court disagreed and found that dirt bikes fell within the definition of motor vehicles and that if the Pennsylvania Legislature wanted to exclude dirt bikes from that definition it would have done so.
Once again, insurance companies continue to attempt to restrict coverage afforded Pennsylvania consumers. A word to the wise: Make sure you know what insurance coverage you have, and what better insurance you might want to get. Order our FREE BOOK that outlines in simple terms, the confusing Pennsylvania laws on auto insurance.